There Are Plenty of Funny Insurance Claims Out There, But Insurance Fraud Is No Laughing Matter

Insurance claims can be serious matters that save you money and grief. Insurance is there to provide you legal and financial protection during a time when you would not be able to handle the burden alone. As such, filing fraudulent insurance claims is a breach of trust that cannot go without severe punishment. False insurance claims carry heavy penalties that could result in felony status, serious fines, and even jail time of up to several years.

As much as people should be respecting insurance, there are times when the insured try to pull the wool over the eyes of the insurance companies, and make claims that do not put them at fault, even though they most certainly are. Such funny insurance claims can be found collected all over the internet. Most are just terrible attempts at excuses, to make it sound like the other person involved in the accident is to blame. Even though they clearly are not.

One of the most common silly excuse is blaming the pedestrian for the driver hitting them. Most say that the pedestrian ran into the car and then bounced off. As far as I could tell, none of those have been believed. A personal favorite is when a man drove into a ditch and then filed on his insurance that he had to swerve to avoid a herd of guinea pigs. Turns out that was true. The farmer corroborated the claim. And, believe it or not, most elephant insurance claims are factual. They are rather rare. Most people would not think that using an elephant in their claim would be believable, so the bulk of the elephant claims come from circuses that actually do need to make claims based on elephants!

While funny insurance claims are a great way to make us laugh, and to see to what ridiculous lengths people will go to in order to avoid responsibility for their actions, they are also a great way to learn a lesson. We can see what does not fly as an excuse for an accident, and therefore know what not to claim on insurance incident reports. With these lessons fresh in mind, it is always best to just be honest and bear responsibility for your actions. It may seem like it will be harder on you, but insurance companies have heard it all. If they sense you are being dishonest, you can get into even more trouble for insurance fraud. Regardless of whether you have made any funny insurance claims or not.