Debt Is a Scary and Stressful Thing Take Action To Make it Less So
Everyone has debt. Unless they are ridiculous rich, in which case they are probably not even reading this. Their butler may be, though. They are not my audience, however. You are. You, who are just like me, and up to your eyeballs in debt. Debt, when you owe someone a bunch of money, is the common theme found for almost all Americans nowadays, since everything can purchased on credit, and people abuse that ability. They abuse it thinking that having a certain amount of credit means that they can use it all. And that is where they dig the hole, because then they cannot pay it all off. I am guilty of this myself. Do not think you are alone.
Whether it is school bills, a car loan, a mortgage, a store credit card, or even your own personal plastic, the average person with heaping mounds of debt has a f